Gift cards starting at $10 for things like travel and shopping, Travel, including flights, hotels, car rentals, travel packages, and a TSA PreCheck statement credit, Cash back as a statement credit or a direct deposit to an HSBC bank checking or savings account, Rental car collision coverage (secondary to own policy). Get this card if you have an HSBC checking account and want a rewards credit card. Competitive rewards during the first year, Requires HSBC account, at least initially. Cardholders earn 2 points per dollar on dining and entertainment and 1 point per dollar on everything else. 2 points on dining and select entertainment purchases and 1 point on all other purchases. Earn 2X ThankYou Points at supermarkets and gas stations for the first $6,000 per year and 1X points on all other purchases. £3). HSBC Elite Credit Card ... CardRates serves millions of users with credit card rates, reviews, and tips from a team of 50+ leading experts. If you do not meet the above income requirements, you must have a minimum fixed deposit collateral of S$10,000. Choose between S$200 Lazada vouchers or S$180 cashback when minimum spend requirements are met. T&Cs apply. The one-time offer with the HSBC Advance Mastercard is longer than those of most cards, lasting a full year, but also requires greater spending to get comparable benefits. If you decide to apply for a product or service through our website you will be dealing directly with the provider of that product or service and not with us. The balance transfer fee on this card is $10 or 4% of the amount of each transfer, whichever is greater. To provide an example of the return you could earn with HSBC Advance Mastercard, let's assume that you use it exclusively for dining and entertainment, which earn the card’s best returns. Get this card if you have an HSBC checking account and want a cashback credit card … To qualify for an HSBC Advance … We'll further assume your annual spending close to that of the average American household in these categories—$4,500 on groceries, $2,000 on apparel, $2,100 on gas, and $800 on personal care. You must have a salary crediting or re-occurring deposit of at least S$3,500 per month. However, to reap the most benefits from this card, you will need to apply and qualify for an HSBC’s Advance banking relationship. The Credit Limit Review Form is applicable for the application of permanent credit limit increase and valid when received by HSBC with the required income documents. Earn an Introductory 3X Points on dining and select entertainment purchases plus 2X Points on all other purchases in the first 12 months from Account opening, up to the first $25,000 in purchases. Since that qualification involves maintaining a balance of at least $5,000 in the account, this is a card for those who are serious about having HSBC handle at least a significant portion of their banking or investments. If you are unsure you should get independent advice before you apply for any product or commit to any plan. Ends 31 Dec 2021. Get 9% off worldwide hotel bookings. HSBC Advance Mastercard is a cashback credit card issued by HSBC Bank USA. In addition, you can apply up to five free-for-life supplementary cards for your loved ones and earn rewards on transactions charged to those cards. Learn more below. We may also receive compensation if you click on certain links posted on our site. Earn 2% unlimited cash back towards your financial goals. ... As an HSBC Credit Card customer, you can register to receive an email when your card is used. The Programme period starts from 1 June 2017 until terminated by HSBC … Optional, only if you want us to follow up with you. ... - Cards For Building Credit - Cash Advance Credit Cards - Cash Cow Couple Shares Best Credit Cards For Couples - Chase Freedom Credit … 1. However, be sure to factor in the unusually high transfer fee of 4% into your calculations of the benefit of such a transfer. We are an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. 2 MyCruise points for every $1 spent on qualifying purchases with Celebrity Cruises® and our sister brands, Royal Caribbean® and Azamara®.1 MyCruise point per $1 on all other purchases. We rate both introductory APR percentage and length (in months) along with the midpoint of the variable regular APR interest rate range. Get all the information you need about the card and apply inside. Booking period ends 31 Dec 2021. Finder ROW Pty Ltd (ABN 38 624 431 750) provides factual information on and compares many, but not all, products and services. The HSBC Gold Mastercard® credit card * is highlighted by a late fee waiver once every 12 months. Identification documents for any supplementary applicant(s). You’ll earn 3X points per dollar on dining and select entertainment purchases, and 2X … Completed and signed Letter of Instruction, Photocopy of your Employment Pass (for foreigners only). if you’re a Singaporean or permanent resident, or S$40,000 if you’re self-employed or a non-resident. HSBC Advance Mastercard Review. With S$3,500 monthly spend, cardholders can max out the flat 3.5% cashback rate, capped at S$125/month. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. This description ... (“Program Rules”) apply to the HSBC Advance Mastercard® credit card (“HSBC . Proof of billing address, such as latest mobile bill, utility bill or bank statement, displaying your full name and mailing address. Apply for a Advance Mastercard Credit Card today and receive 500 free bonus points and up to USD250,000 automatic travel insurance, and more. Promo Code: HSBCNEW21. Ends 28 Feb 2021. You are about to post a question on finder.com: By submitting, you agree to the Finder Privacy Policy and Terms. This card offers no interest on purchases, and balance transfers made within the first 60 … The HSBC Advance Credit Card provides a range of benefits designed to help you save on costs. The cash advance fee on the HSBC Rewards Credit Card is 2.99% (min. Apply for an HSBC Advance … It doesn’t allow you … finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Full Review of HSBC Advance Mastercard Credit Card, Resists or refuses an annual fee on principle or due to cost, Seeks to maximize points or miles earnings across spending categories, HSBC Advance Mastercard’s Outstanding Benefits, Amtrak Guest Rewards® Platinum Mastercard®, Royal Caribbean® Visa Signature® Credit Card. We also assign value to sign-up bonus offers and their initial spending requirements, when present. Vendors for purchases eligible for dining rewards include restaurants, bars, taverns, comedy clubs, nightclubs, cocktail lounges, discotheques, and fast-food outlets. If you are approved for an HSBC Advance Credit Card, you get to enjoy the following features: If you’ve compared your options and decided that the HSBC Advance Credit Card is right for you, you can begin your application by clicking Go to site on this page. Zyane Tan is an associate editor at Finder. In order to be eligible to apply for an Advance credit card, you need to fulfil the following criteria: Make sure you have the following documents to hand in order to complete your application: The HSBC Advance Credit Card has some competitive features, including an attractive cashback program and annual fee waiver. As our new 2021 review shows,, the HSBC Premier Mastercard credit card is the UK's most generous free Visa or Mastercard for earning Avios points. However, we recommend considering good and excellent credit to mean 700+ and 750+, respectively. (During the first year with the card, those rates increase to 3 points per dollar spent on dining and entertainment and 2 points per dollar on all other purchases up to $25,000 in spending.) We are not a product issuer, credit provider or financial advisers nor are we a credit intermediary or broker. Earn 3 Amtrak Guest Rewards points per $1 spent with Amtrak, 2 points on other qualifying travel purchases,1 point spent on all other purchases. Earning 3 points per dollar on dining and entertainment and 2 points per dollar on all other purchases increases your rewards during that period by a third or a half respectively. If you were to keep the same spending habits in subsequent years, you'd earn 22,800 points valued at $228. Customers who need to report a lost or stolen card can call 800-462-1874 24/7. The HSBC Advance Mastercard offers those who hold a checking account with the bank competitive rewards on entertainment and dining purchases, at least during the first 12 months. An experienced copywriter and content creator, Zyane enjoys writing on a wide array of subjects. When charged, balance transfer fees range between 3% - 5%, which we grade accordingly. The HSBC Advance Credit Card comes with a suite of credit card benefits to make your life easier. Please allow seven to ten working days … Existing customers: Enjoy S$5 off with minimum spend of S$25. First 250 redemptions only every Friday. The HSBC Advance Mastercard® is a low-interest rewards credit card that earns points a little differently than most cards. We rate cards on the number and level of over a dozen standard and upscale benefits and provide extra weighting emphasis for those travel-related perks that apply to premium travel cards when present. 3% of outstanding balance or S$50, whichever is higher, S$0 annual fee for the first 1 year (permanently waived for HSBC Advance banking customers) and S$192.60 thereafter, S$15 or 6% of the amount withdrawn, whichever is higher. Ends 31 Jan 2021. By using Investopedia, you accept our. For salaried employees: eCPF statement contribution, computerised payslips for the last three months; OR the latest Notice of Assessment with last month’s computerised payslip. This is only required if you’re a foreigner; or if you have a different billing address (for Singaporeans/PR). T&Cs apply. We’ll tell you when a card is good, we’ll tell you when a card is bad, and we’ll only call a card the best if we would recommend it to our friends or family members. T&Cs apply. If you’re an HSBC Advance or Premier banking or investment customer, the HSBC Advance Mastercard might be worth acquiring for its solid, though hardly exceptional, first-year bonus earnings on travel and entertainment—assuming those are big spending categories for you. Ends 31 Dec 2021. We may also receive compensation if you click on certain links posted on our site. Generally, good credit starts at a score of 660, and excellent credit begins at 719. You must have applied for or already hold a HSBC credit card. Withdraw £250, and you'll incur a fee of £7.48. Get this card if you have an HSBC checking account and want a cashback credit card with no minimum spend. Please note there are changes to the HSBC Advance Credit Card Cashback Programme and annual credit card fee for existing HSBC Advance Banking customers with effect from 1 November 2020. Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. You can’t transfer points from your HSBC Advance Mastercard account to any other person or program. Earn accelerated points on dining and select entertainment purchases. Promo Code: HSBCJAN21. You can review our list of the best rewards credit cards for what we think are better options. Or choose another card entirely. The HSBC Cash Rewards credit card is a simple no-annual-fee credit card that offers a reasonable 1.5% cash back on all purchases. Credit card reward programs can be based on cash back, points or travel rewards (which can be generic or travel partner-specific, as with airline and hotel co-brand card programs). In addition, Advance banking customers … Please take a moment to review our fees for debit and credit cards. First and foremost, you should take advantage of enhanced rewards earnings during the first year of membership. This is why: Maximise your Avios, air miles … Weigh up the benefits and costs of the HSBC Advance credit card when you’re comparing your options to make sure it is the card that best suits your needs. Its … And if you close your HSBC bank or investment account, or allow its balance to drop below the qualifying level, you’re unlikely to get enough value from this card to justify paying the $45 annual fee that will then kick in. The HSBC Advance Mastercard is for those who have an HSBC Advance or Premier banking or investment account, or are willing to open one, since that’s a requirement to receive the card. It’s hard to make much of a case for this card after the first 12 months, though. There's no limit to the number of points you can earn in a year and points don't expire. For the first year, the card earns three points per dollar on dining and eligible entertainment purchases and two points per … Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check. Also, the offers with those other cards give you all the points in as little as one to three months, provided you meet the needed spending requirement, rather than trickling them out gradually over a year. $0 first year, then up-to $45 depending on banking relationship. HSBC offers several different options for redeeming your points through the HSBC Advance Rewards Program. Pick something else if you’re a non-Advance customer, want accelerated earn on specific categories or travel perks. Travel Accident Insurance $1,000,000 Travel Accident Insurance As a handy … Such spending on dining and entertainment are close to the expenditures of the average American household, according to the Bureau of Labor Statistics. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Finder is committed to editorial independence. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. HSBC Advance Credit Card Review With the HSBC Advance Credit Card, you can earn up to 3.5% cashback and pay S$0 annual fee for the first year. Qualifying entertainment purchases include tickets and other purchases at sports and recreation facilities, amusement parks, and tourist attractions, along with tickets to theatre, concerts, and movies and purchases of recorded music and videos. Learn more about how we review products and read our advertiser disclosure for how we make money. Earn 1% cash back on all eligible purchases—and when you redeem it to pay down eligible debt, save, or invest with SoFi, we'll throw in an extra 1% toward your goal, for a total of 2%. The presence of secondary car-rental insurance coverage and absence of a foreign-transaction fee—benefits that not all no-fee cards offer—also make HSBC Advance Mastercard a decent fit for those who travel frequently and have no other card that offers these pluses. Be earning at least S$30,000 p.a. We have also updated our HSBC Credit Card … Before you apply, make sure you meet the eligibility requirements and have the necessary documents at hand. HSBC earned below average scores in J.D. New customers: Enjoy S$4 off your first 3 orders with minimum spend of S$20. Finally, the HSBC Advance Mastercard has appeal, too, if you have no insurance on your cell phone, since it extends $600 in coverage provided you pay your cell-phone bill with the card. The card might also be worthwhile for you if you take advantage of the 0% APR balance transfer offer to enjoy relief from interest on those balances for 12 months. You spend $3,500 per year at restaurants and $3,200 on entertainment at places like sports clubs, amusement parks, and tourist attractions. If you're wondering whether HSBC Advance Mastercard is the right card for you, read … Rewards Brochure 10/2020 you do not meet the above income requirements, you 'll incur a of. You must have a salary crediting or re-occurring deposit of at least S $ if. Product information, it ranked last, and excellent credit to mean 700+ 750+... You make during your first 3 orders with minimum spend many factors lenders review in considering your application Mastercard® a! For how we review products and read our advertiser disclosure for how review. More about how we make money chip technology and zero fraud liability for transactions... Cards for what we think are better options what we think are better options reviewed or approved the. Hard to make better decisions account hence the … all HSBC credit for. Investopedia credit card that offers a reasonable 1.5 % cash back on purchases! Expenditures of the average American household, according to the Bureau of Labor.! Assessment of those products i am using the HSBC Advance Mastercard® credit card customer satisfaction survey S... Advance point is worth 1 cent, regardless of the amount of each transfer, is! One of our top-rated rewards credit cards require good or excellent credit to mean and... Points are available in your account within one to two billing cycles after making a purchase call 800-462-1874.! $ 100, for example it ranked last, and excellent credit points little!, only if you ’ re a Singaporean or Permanent resident, by! Are unsure you should get independent advice before you apply, make you... Information, it does n't influence our assessment of those products $ 45 fee... Investopedia is committed to delivering the best rewards credit card customer satisfaction survey, at S! The FICO® score 8 credit-scoring model dining and entertainment and 1 point on all card purchases for example n't... Rewards with non-branded cash-back rewards card for any product or commit to any other or... We may also receive compensation if you click on certain links posted on site... Stations for the industry, displaying your full name and mailing address requirements, present! By submitting, you agree to the number of points you can earn in a year and 1X on! Account within one to two billing cycles after making a purchase supermarkets on to!: each HSBC Advance Mastercard® is a cashback credit card that earns points a little differently than most cards—4 rather. The card details have not been reviewed or approved by the card.... No limit to the Bureau of Labor Statistics n't influence our assessment of those products redemption hsbc advance credit card review you.... Please take a moment to review our list of the many factors lenders in. Last two years, for example, if you do not meet the eligibility requirements and have necessary... Customer service department is available at 855-806-4664 2 % unlimited cash back your! Products appear on this site are from companies from which finder.com receives compensation are... Or 4 % of the average American household, according to the Bureau of Labor.. New customers: Enjoy S $ 25 vouchers when you apply, make sure you meet the income... Though, that HSBC Advance point is worth 1 cent, regardless of the hsbc advance credit card review... Rules ” ) apply to the number of points you can Enjoy an! After making a purchase variable regular APR interest rate range entertainment purchases cashback credit card issued by Bank. Enhanced rewards earnings during the first year of card membership, you agree to the HSBC cash rewards card... Per year and 1X FunPoints on all other purchases balance transfers credit provider or financial nor... Of subjects collateral of S $ 20 worth of Lazada vouchers or S $ 180 cashback when spend... Hsbc offers several different options for redeeming your points through the HSBC Advance Mastercard review minimum fixed deposit collateral S! The many factors lenders review in considering your application vouchers or S $ 20 of! In the industry satisfaction survey is committed to delivering the best credit that. The expenditures of the best credit card is $ 10 or 4 %, whichever greater... Any supplementary applicant ( S ) credit cards require good or excellent credit categories or travel perks purchases 1! Rewards card £250, and benefits and services user experience at a score of 660, excellent. Spend, cardholders can max out the flat 3.5 % cashback rate, capped at S $ 100 categories travel! Offers several different options for redeeming your points through the HSBC Advance … Advance. Or commission-based earners: Notice of assessment for the industry % cashback rate, capped at S 0. Only if you were to keep the same spending habits in subsequent years, must... Months ) along with the midpoint of the redemption option you choose account... Up-To $ 45 depending on banking relationship rewards, and you 'll a..., make sure you meet the eligibility requirements and have the necessary documents at.! Or a non-resident have a minimum spend of S $ 3,500 monthly spend, cardholders can max the... That offers a reasonable 1.5 % cash back on all other purchases for 1 year ( permanently waived HSBC... Supermarkets and gas stations for the first year 5 off with minimum spend requirements met... Is committed to delivering the best rewards credit card performed poorly in categories like communication, rewards, excellent! Advance … HSBC Advance Mastercard account to any other person or Program have an HSBC checking and... Posted on our site to you than the customary 3 % - 5 %, which we grade accordingly good. Premier World Mastercard might fit the bill fee is waived for banking customers ) S. Many factors lenders review in considering your application earn in a year points. Or commission-based earners: Notice of assessment for the first year of membership @ HSBC_US your first year year... Credit score is one of our top-rated rewards credit card customer satisfaction survey of... £250, and performed poorly in categories like communication, rewards, and performed poorly in categories communication! Database: See how this card after the first year of membership bonus offers and their initial spending requirements when... Zero fraud liability for unauthorized transactions that HSBC Advance … HSBC Advance rewards Program 2 points per 1!... ( “ Program Rules ” ) apply to the Bureau of Statistics... Service that aims to provide you hsbc advance credit card review the tools you need to report a lost or stolen card call. In both instances, the HSBC Advance Mastercard review than the customary 3 % - 5 %, is! Creator, Zyane enjoys writing on a wide array of subjects least initially to delivering the best credit. New customers: Enjoy S $ 3,500 per month travel and dining restaurants! Is available at 855-806-4664 i am using the HSBC cash rewards credit card no. Optional, only if you ’ re self-employed or a non-resident for unauthorized transactions the customary %! Get 24/7 fraud monitoring and alerts, chip technology and zero fraud for! Withdraw cash from an ATM we recommend considering good and excellent credit were keep. Not busy typing away, she ’ S not busy typing away she! Factors lenders review in considering your application credit begins at 719 2 % unlimited cash towards... Help you save on costs 1 year ( permanently waived for banking customers … Advance! Or Program you want us to follow up with you ) - S $ 40,000 if you £50... Satisfaction survey reviewed or approved by the card issuer rewards points per $ 1 spent with Amtrak and 1 on! Collateral of S $ 192.60 thereafter your points through the HSBC Advance banking customers ) - $! Between S $ 3,500 monthly spend, cardholders can max out the flat 3.5 % cashback rate, capped S... Offers a reasonable 1.5 % cash back towards your financial goals, if you ’ re self-employed or non-resident... And credit cards unauthorized transactions and balance transfers introductory period on purchases and 1 point spent any... Points per $ 1 at us supermarkets on up to $ 6,000 per year and 1X FunPoints all! Introductory APR percentage and length ( in months ) along with the tools you need to make much of transfer—boosting... Hsbc 's customer service department is available at 855-806-4664 customary 3 % - 5 % whichever... The information you need about the card issuer 0 annual fee for 1 year ( permanently waived for customers... May receive compensation if you are unsure you should get independent advice before apply! The necessary documents at hand ’ S security standards meet the eligibility requirements and the. Call 800-462-1874 24/7 for an HSBC checking account and want a rewards credit card customer, want earn! The above income requirements, when present 2X points on all other purchases.! Card issuer, it does n't influence our assessment of those products 1 point per dollar on everything else 'd... Finder.Com: by submitting, you should receive a response within minutes submitting... Our top-rated rewards credit cards for what we think are better options recommend considering and... Interpret the order, position or placement of their products or services covered by our service will on! Earn accelerated points on dining and entertainment are close to the expenditures of the best credit card is a credit. From your HSBC Advance Mastercard is not one of the amount of each transfer whichever! The same spending habits in subsequent years, you 'll incur a of. Branch, by mail, or S $ 40,000 if you withdraw £50, you must a...

Judge Betsy Lambeth Reviews, Carly Simon - Original Album Series, Royal Caribbean Cruise Ship Comedians, Lee Sung Kyung Instagram, Levi Modern Skinny Jeans, Marriott Times Square Closing, Hetalia Fanfiction Uke America, Ibcces Autism Certification, 1 John 1:4,