First, let’s talk about IRAs and RRSPs. Q. I'm retired. For example. But you may find you want to move your retirement assets from your current IRA to another IRA using a rollover. Cumulative Growth of a $10,000 Investment in Stock Advisor, Copyright, Trademark and Patent Information, Designated Roth account (401(k), 403(b), or 457(b)). Annuities funded with an IRA or 401(k) rollover are considered qualified plans. Consolidating Retirement accounts is extremely beneficial!!! Your age is one of the primary factors in avoiding the early withdrawal penalty. Performing an IRA rollover isn't complicated. You can use an indirect rollover to withdraw funds for 60 days and then replace them in the same account. We have automated the process so you can get started in less than 60 seconds. Avoid a forced rollover to an IRA. He spends about as much time thinking about Facebook and Twitter's businesses as he does using their products. If you're rolling over funds from a traditional IRA, to another one of those types of accounts, you're eligible to do that only once per rolling 12 months. Q. I am 62 years old and I have a 401(k) that my employer does not contribute to. If you, for example, received a check for an indirect rollover, bought some stock with the distribution proceeds, then tried to transfer that stock to another retirement account, you'd violate the same-property rule. Since 1986 it has nearly tripled the S&P 500 with an average gain of +26% per year. When you withdraw money from an IRA, it's known as a distribution. You'll need to provide information about how the plan administrator should transfer your assets to your IRA. These rollovers normally are not affected by the 60-day time limit because they usually take less than a week. Often people think they can roll an inherited IRA into their own IRA. Let’s get right to the original question. Most distributions from your IRAs can be rolled over into another IRA. You can roll the balance into several other retirement accounts. An RRSP and an IRA are very similar. Annuities funded with an IRA or 401(k) rollover are considered qualified plans. Pros of Keeping Your TSP. Once the administrator processes your request, it should take a few days to transfer assets to your IRA. “If you feel like you want to keep taking risk with that money at age 62, then you can roll that 401 (k) into an IRA with any brokerage firm,” he said. Can I roll that into my traditional IRA? Pros of Keeping Your TSP. A rollover IRA is an account to which you can transfer the funds from your. FACEBOOK TWITTER LINKEDIN By Denise Appleby. I was initially planning to roll it into the IRA, but because the performance is good, I'm hesitating. That's important because an IRA has slightly different rules from a 401(k) or other workplace retirement plan. At the center of everything we do is a strong commitment to independent research and sharing its profitable discoveries with investors. You can do an indirect rollover by giving your current IRA trustee a rollover request form. Reasons for doing this may be to get a better return on your money or because you inherited an IRA from your spouse and want to add the inherited IRA to your own. NYSE and AMEX data is at least 20 minutes delayed. Same goes for a Roth 401(k)-to-Roth IRA rollover. How To Roll Over Traditional IRA Into Cryptocurrency IRA. The 12-month rule applies to tax-deferred and Roth IRAs but not to trustee-to-trustee transfers. However, you're limited to one rollover per year. Roth IRA, Rollover IRA, SEP-IRA, SIMPLE IRA, Traditional IRA, etc.) Widows and widowers can roll over inherited IRA funds into their own IRAs. Keep Me Signed In What does "Remember Me" do? That's the reader question Jeffrey Levine, director of advanced planning at Buckingham Wealth Partners, answered in this episode of Ask the Hammer. You can roll a SEP-IRA over to a traditional IRA or another employer-sponsored plan other than a SIMPLE-IRA, or you can convert it into a personal Roth account. With that said and done, below are the steps to take to roll over your traditional IRA into crypto IRA: Open and fund a self-directed crypto IRA The first thing to do is to open a self-directed e-IRA. Sound complicated? If you have a Roth IRA, your only rollover option is into another Roth. You can parse the account and roll over some of it to your own IRA, leaving the balance in the account you inherited. You'll notice tax-deferred accounts can roll over into Roth accounts, but not vice versa. My situation is admittedly somewhat uncommon, but not unheard of. are ineligible, as are loans and hardship withdrawals. You also have the option of taking the funds in cash or rolling them into an IRA along with your pre-tax savings. What Can I Roll My IRA Into? Step 2. In as little as a few days from now, you can convert your 401(k) … You could face stiff penalties if you don't return the money within 60 days. You report the amount of your distribution on line 15a. Note that each plan listed below can be rolled to the same plan at a different brokerage. He consumes copious cups of coffee, and he loves alliteration. You can’t roll a Roth 401(k) into a traditional IRA. Furthermore, that rollover is now irreversible since the Tax Cuts and Jobs Act went into effect. … Visit performance for information about the performance numbers displayed above. However, you should be aware that not all 403(b) accounts are eligible to be rolled into a Roth IRA and — perhaps more pertinent — that converting pre-tax assets to Roth assets is a taxable event. If you don't follow this rule, every rollover after your first could be subject to the 10% early-withdrawal penalty, and you'll have to pay taxes on the distribution. Tax-protected retirement savings accounts, such as IRAs or 401(k) plans, can be directly rolled over into an annuity tax-free as long as you follow the IRS’s requirements. Buy Bitcoin with Your 401(k) Savings or Standard IRA. There are advantages and disadvantages to choosing a traditional IRA or Roth IRA over a 401(k). If you choose to, the only way to put money back into an IRA is to roll over some or all of the money to another IRA or back to the original IRA within 60 days, and only one IRA distribution from any of your IRA accounts can be rolled over in a 12-month period. Note, however, that when you move pre-tax savings into a Roth account, you'll owe income tax on the entire amount. Gamespot. Metacritic. You can roll the funds into a Roth IRA tax-free. The article didn’t cover why I didn’t roll over my last 401k plan into an IRA when leaving the employer. Executing an IRA rollover allows you to maintain the tax-deferred status of your retirement savings while taking greater control over your investments. This move is commonly referred to as a … We use the direct IRA transfer method, where your funds are moved directly from your old provider to Betterment. I was initially planning to roll it into the IRA, but … The TSP has some of the best investment options available. No, unfortunately, you can’t roll your RRSP directly into an IRA here in the U.S. As I mentioned before, that would be too easy. The IRS provides a handy chart detailing which types of accounts are eligible for rollovers (left column) and what types of accounts you can roll them into (top row). The TSP has some of the best investment options available. “If you feel like you want to keep taking risk with that money at age 62, then you can roll that 401(k) into an IRA with any brokerage firm,” he said. Roth IRAs can only be rolled over to another Roth IRA. That means you'll have to pay taxes on the entire amount and could be subject to an early-withdrawal penalty of 10%. Many people suggest that it always makes sense to roll your TSP into an IRA, but this isn’t always the best for everyone. There are pros and cons to doing it either way. Let’s dig into the pros and cons. You must pay income tax on the amount rolled over, but you won't owe a 10 percent early withdrawal penalty. There are pros and cons to doing it either way. You can use an existing IRA for your rollover, or if you don't already have one, you can. With a direct rollover, your funds will be directly transferred to your IRA for you. In the case of a Roth IRA, the interest earned on your contributions becomes taxable but not your contributions. Can I roll my RRSP into an IRA? For example, if you chose to take an indirect rollover of $10,000 from a 401(k), you'd receive a check for $8,000. As one of the things that you can do to avoid this, roll some of your 401(k) into a Bitcoin IRA to protect yourself. TV.com. TVGuide.com. You can roll over from a traditional 401(k) into a traditional IRA tax-free. You can roll over an IRA into a CD (certificate of deposit) without penalty under certain circumstances. If you make an indirect rollover, you'll have 60 days to deposit the funds plus the amount withheld for taxes into your rollover IRA. Spousal beneficiaries of IRAs have several options, some of them unique. Many people suggest that it always makes sense to roll your TSP into an IRA, but this isn’t always the best for everyone. There is no penalty when you roll over funds within the required 60-day time frame. Your money will remain tax-deferred, and you won’t be taxed on it until you withdraw money … Jeff Rose says. The short answer is yes – most retirement plans allow a former employee to roll their plan funds over into an IRA after they've left their employer's service. Many people think they can roll an inherited IRA into their own IRA. You also have the option of taking the funds in cash or rolling them into an IRA along with your pre-tax savings. Transfer of money from hands in hands image by Irina smolina from Fotolia.com. Rollover IRAs are common, but there are quite a few rules to follow. If your workplace plan is a Roth account, then you must use a Roth IRA for the rollover. The article didn’t cover why I didn’t roll over my last 401k plan into an IRA when leaving the employer. Using part of your 401(k) or IRA funds to buy an annuity can provide income in retirement. Due to my higher income level at the time, I contributed to a non-deductible IRA each year and then converted that to a Roth IRA. When you make the distribution, the Form 1099-R will show an early distribution. If you've already made a rollover within the past year, you can't roll … Tax deduction in year contribution is made; Both grow tax-deferred; Have required … It also doesn't apply to rollovers to or from employer-sponsored retirement plans. A rollover IRA is an account to which you can transfer the funds from your workplace retirement account. This dedication to giving investors a trading advantage led to the creation of our proven Zacks Rank stock-rating system. You can roll an IRA into a 401k to avoid an RMD, but not once an RMD is due and not if you have previously started taking RMDs from that IRA. Indirect Rollover. But as with a 401(k), you have to ensure that you follow the prescribed process for the rollover in order to avoid taxes or penalties on the asset transfer. Fill out the … If you choose the latter option, it is important that you keep track of the after-tax amount so that when you start taking distributions, you'll know which funds have already been taxed. Roth IRA: Can’t be rolled into any other account type. You might like the investment choices better, or your employer’s retirement plan might have less expensive investments. into your Rocket Dollar Self-Directed IRA. You can’t roll a Roth 401(k) into a traditional IRA. Buy Bitcoin with Your 401(k) Savings or Standard IRA. Thus getting rid of my SEP-IRA and now allowing minimal or tax free conversion via the Back Door Roth. Importantly, the one-IRA-rollover-per-year rule doesn't apply to rollovers from a tax-deferred IRA account to a Roth account, which is actually a conversion. Importantly, the one-IRA-rollover-per-year rule doesn't apply to rollovers from a tax-deferred IRA account to a Roth account, which is actually a. Ads related to: Can I Roll My 401k Into Ira Results from Microsoft . You must withdraw the IRA assets within a … If you deposited only the $8,000 into your brokerage account, you'd owe taxes on the $2,000 sent to the IRS. Typically you'll roll over pre-tax account funds into a traditional IRA, whereas Roth accounts typically roll over into a Roth IRA. If only part was rolled over, write the amount not rolled over on line 15b and add it to your taxable income. You can roll the funds into a Roth IRA tax-free. Call it “finding-yeast-in-April-2020” uncommon. To roll money into the Thrift Savings Plan, you would use form TSP 60 for rollovers into your traditional balance and form TSP 60-R for rollovers into your Roth balance. Your plan administrator will provide a form for you to fill out to process the rollover. But take a moment to think it through before doing it! Updated May 25, 2020. That said, it's probably easier to manage fewer accounts. You can deposit up to $6,000 per year in an IRA as of 2019, as long as you meet the income requirements. Investing in cryptocurrency is a very good idea. Instead, you must choose from the options outlined below. Roll Over an IRA to a 401 (k): The Pros and Cons A IRA-to-401 (k) rollover offers benefits such as earlier access to the money and easier conversion to a Roth. Q. I'm retired. For example, a Roth IRA can be rolled into another Roth IRA. Why Zacks? Let’s dig into the pros and cons. “If you feel like you want to keep taking risk with that money at age 62, then you can roll that 401(k) into an IRA with any brokerage firm,” he said. Latest News from. ou'll likely want a traditional IRA. You can do a rollover in two ways. For example, a Roth IRA can be rolled into another Roth IRA. Even if your annual income is above the thresholds for Roth IRA contributions, you’re still allowed to roll your 401 (k) savings into a Roth IRA. When you perform an IRA rollover, you're changing the type of account where you keep your savings. Some distributions from your workplace retirement plan are ineligible to be rolled over into an IRA. You'd have to take that $8,000 -- plus $2,000 of new money -- and deposit it into your rollover IRA to complete the rollover. When you transfer money from one IRA account to another, it's known as a rollover. If you take a distribution under most circumstances before you're age 59 ½, you will be subjected to a 10 percent early withdrawal penalty. You can also roll over your traditional IRA into a Roth IRA. You can also roll over a traditional IRA to an employer-sponsored retirement plan such as a 401(k), federal Thrift Savings Plan for federal employees, 457(b) for state and local government employees, 403(b) tax-sheltered annuity for employees of public schools and charitable organizations, or SEP-IRA or SIMPLE-IRA for a small business. This process is different than the process to roll over a 401(k). There are five simple steps you can take to get the job done. There is no limit on the amount you can roll over into an IRA. As one of the things that you can do to avoid this, roll some of your 401(k) into a Bitcoin IRA to protect yourself. If you're rolling over funds from a traditional IRA, SIMPLE IRA, or SEP-IRA to another one of those types of accounts, you're eligible to do that only once per rolling 12 months. Step 1. Executing an IRA rollover allows you to maintain the tax-deferred status of your retirement savings while taking greater control over your investments. If you do the rollover, you have to decide what kinds of investments you want. Additional earnings will not be taxed until distribution. If the entire amount was rolled over, enter "zero" on line 15b and write "rollover" next to it. Then I got to thinking, why not roll my Solo Roth 401k into my Roth IRA at vanguard – should be cost & tax free. There are pros and cons to everything, and that includes moving an IRA into your 401 (k) or 403b. Should I roll my pension into an IRA or 401k? Opt for a trustee-to-trustee transfer, which will cash out your assets in your … Before you can take advantage of these rollover benefits, there are specific details you need to know, and three steps you must take. If you're leaving your job, or have already left, you can perform an IRA rollover. In fact, you can roll over your workplace retirement account into a preexisting IRA that you already use for regular annual contributions. I’d like to potentially use some of the funds for my son’s college tuition. In fact, you can roll over your workplace retirement account into a preexisting IRA … A rollover isn't just a transfer of assets from one account to another. First things first: It’s critical that you make a choice about your rollover, particularly when the total vested balance on your 401(k) is $5,000 and under. You can roll over an IRA to a 401(k). When you leave your job for any reason, you have the option to roll over a 401 (k) to an IRA. Therefore, it may make sense to roll over a Roth 401(k) account into a Roth IRA before you face required minimum distributions. Can You Transfer 401k To Roth Ira. If you're leaving your job, or have already left, you can perform an, rollover. You can also roll the funds over to an employer's profit-sharing or 401(k) plan. If you violate the same-property rule, the distribution will be treated as a normal withdrawal, which you'll have to pay taxes on and could owe a 10% early-withdrawal penalty on as well. Beyond the type of IRA you want to open, you’ll need choose a financial institution to invest with. You should do this with the help of a qualified custodian. This process is different than the process to roll over a 401(k). An IRA, or Individual Retirement Account, is a U.S. retirement savings option. Can I Roll My SEP IRA Into a Traditional IRA, or Convert to a Roth? I have an IRA and a 401(k), and the 401(k) has done really well this year. With an indirect rollover, the plan administrator will liquidate your holdings and send you a check in your name. Using part of your 401(k) or IRA funds to buy an annuity can provide income in retirement. You might also have to pay an IRA account closing fee. You have three different ways to roll over a conversion from an IRA account: Rollover: You can take a distribution from a traditional IRA and deposit the money within 60 days into a Roth IRA. Contact your IRA trustee to request a trustee-to-trustee rollover, also known as a conversion. In general, the financial services industry pushes hard to get you to roll over your 401(k) into an Individual Retirement Account (IRA). If you inherit a traditional IRA from someone other than your spouse, you cannot roll it over or allow it to receive a rollover contribution. However, there's more than one way to do a rollover, and how it's done can be critical. Funds from a SIMPLE IRA can be rolled over into another SIMPLE IRA, a traditional IRA, or another qualified employer-sponsored plan like a 401(k). You'll be responsible for depositing those funds plus the 20% withholdings into your IRA to complete the rollover. Copyright © 2021 Zacks Investment Research. State or local … You can rollover multiple old and “orphan” retirement plans (e.g. You can also convert it into a personal Roth IRA, but must pay income tax on the rollover amount. If you choose the latter option, it is important that you keep track of the after-tax amount so that when you start taking distributions, you'll know which funds have already been taxed. If you roll over funds from a 401(k) to a traditional IRA, and you roll over the entire amount, you won’t have to pay taxes on the rollover. In general, the financial services industry pushes hard to get you to roll over your 401(k) into an Individual Retirement Account (IRA). Rolling over a retirement account into an IRA doesn't require any special type of IRA. If you make a tax-free indirect rollover, you can’t do another rollover from the donor IRA account for the next 12 months. First things first: It’s critical that you make a choice about your rollover, particularly when the total vested balance on your 401(k) is $5,000 and under. Same goes for a Roth 401(k)-to-Roth IRA rollover. These plans have the option to refuse rollovers. That puts a lot of folks into a bind: What to do with their old 401(k) when they leave? A rollover isn't just a transfer of assets from one account to another. You could also face a penalty for over-contributing to your IRA if you put the funds back into your brokerage account that aren't eligible for a rollover. However, if you inherited an IRA from someone who is not your spouse you cannot roll the account into your own IRA … You also have … In fact, with many companies choosing to close out their traditional pension plans, it’s encouraged for workers to roll the pension into an IRA or another employer plan like a 401(k). Learn to Be a Better Investor. Can I Transfer From 401k To Ira. It can open up more investing options and reduce pesky fees that cut into your returns. Unlike with contributions, there is no maximum dollar limit on an IRA rollover. Some basic investigation into the types of investment options available at various institutions should … Traditional IRA: Can be rolled to Roth IRA, SEP-IRA, 457(b), pre-tax qualified plan, and pre-tax 403(b). When you execute a rollover, you have to contribute the same property that you withdrew from your original brokerage account. Ready to roll over to a Betterment IRA? There are several important rules to know when performing an IRA rollover. The government would receive a payment of $2,000. Each week, Zack's e-newsletter will address topics such as retirement, savings, loans, mortgages, tax and investment strategies, and more. Rollover: You can receive a distribution from your employer plan and roll it into a Roth IRA within 60 days. In most cases, the best strategy is to do a direct rollover. Tax-protected retirement savings accounts, such as IRAs or 401(k) plans, can be directly rolled over into an annuity tax-free as long as you follow the IRS’s requirements. Reply. If you don't, the full amount of the rollover distribution from a tax-deferred IRA becomes taxable. Rolling over may be beneficial if you can consolidate retirement funds into a low-cost 401(k) plan. Due to my higher income level at the time, I contributed to a non-deductible IRA each year and then converted that to a Roth IRA. “Can I roll over funds from my 401(k)/IRA/403(b)/TSA into a Bank On Yourself policy – and what are the tax consequences?” Moving money from a conventional tax-deferred retirement account into a Bank On Yourself policy is a common method people use to fund a policy. Traditional and Roth dollars must remain separate. Often people think they can roll an inherited IRA into their own IRA. Rolling Over 401k To Traditional Ira. We have automated the process so you can get started in less than 60 seconds. You can roll over multiple plans (e.g. Before you can take advantage of these rollover benefits, there are specific details you need to know, and three steps you must take. Another important choice is whether or not to roll over your 401(k) into an IRA. A rollover IRA is the resulting account when someone moves funds from another retirement account into an IRA. Can I roll over my 403b into an IRA, or did I have to do it as soon as I transferred school systems? If completed sooner than an RMD being required, the IRA is just a “rollover” source of money in your 401k, so you can delay the RMD. Call it “finding-yeast-in-April-2020” uncommon. If you have a traditional IRA, you can roll the assets over to another traditional IRA without tax or... Other IRA Types. If you've already made a rollover within the past year, you can't roll over any subsequent distributions. In fact, you can roll over your workplace retirement account into a preexisting IRA that you already use for regular annual contributions. Founded in 1993 by brothers Tom and David Gardner, The Motley Fool helps millions of people attain financial freedom through our website, podcasts, books, newspaper column, radio show, and premium investing services. Market data powered by FactSet and Web Financial Group. If you have a SIMPLE-IRA, you can roll over the funds into a traditional IRA or another employer-sponsored retirement plan without tax or penalty. A simplified employee pension (SEP) IRA … The … Like RRSP accounts, IRA accounts gain their increases through investment profiles. Whenever you change jobs, you have several options with your 401 (k) plan account. If you inherit a traditional IRA from your spouse, you can roll the funds into your own IRA, or you can choose to title it as an inherited IRA. Advantage Of Rolling Over 401k To Ira. It's no different from an IRA you open and contribute to directly. This is our preferred method for IRA-to-IRA transfers. For example, in the private sector you can expect to … I have an IRA and a 401(k), and the 401(k) has done really well this year. Can I roll over my old IRA or other retirement accounts into my new Rocket Dollar Self-Directed IRA account? Another important choice is whether or not to roll over your 401(k) into an IRA. Traditional IRA: Can be rolled to Roth IRA, SEP-IRA, … Avoid a forced rollover to an IRA. You must wait two years after you start participation before you can roll over a SIMPLE-IRA unless you are rolling over to another SIMPLE-IRA. There's also no limit to the number of rollover IRAs you can have. Can I roll my RRSP into an IRA? These returns cover a period from 1986-2011 and were examined and attested by Baker Tilly, an independent accounting firm. Some distributions from your workplace retirement plan are ineligible to be rolled over into an IRA. If you choose a Roth IRA, you'll pay tax on the rollover amount as income. The short answer is, yes, most people can roll a pension balance into an individual retirement account. Beyond the type of IRA you want to open, you’ll need choose a financial institution to invest with. Herb Kirchhoff has more than three decades of hands-on experience as an avid garden hobbyist and home handyman. When you receive the rollover distribution check, you have 60 days to deposit the money into the other IRA. Like RRSP accounts, IRA accounts gain their increases through investment profiles. ZDNet. If you have a traditional IRA, you can roll the assets over to another traditional IRA without tax or penalties. For example, Traditional IRA, SEP, SIMPLE (as long as the account has been opened at least 2 years), 401k Plan funds, 403(b) plan funds can be directly rolled into a Solo 401k Plan tax-free. There is no penalty when you roll over funds within the required 60-day time frame. That's why it's easiest to stick with a direct rollover whenever possible. An IRA, or Individual Retirement Account, is a U.S. retirement savings option. Most distributions from your IRAs can be rolled over into another IRA. There are pros and cons to everything, and that includes moving an IRA into your 401(k) or 403b. With this transaction, the trustee of your current IRA turns your rollover funds over to the trustee of the recipient account. Since retiring from the news business in 2008, Kirchhoff takes care of a 12-acre rural Michigan lakefront property and applies his experience to his vegetable and flower gardens and home repair and renovation projects. Roth IRA: Can’t be rolled into any other account type. Can I roll that into my traditional IRA? Leaving your … There are advantages and disadvantages to choosing a traditional IRA or Roth IRA over a 401(k). This is especially true because of the fact that cryptos such as bitcoin have been increasing in value, and investing in them fight now while the price is still somewhat low has the potential of ripping you huge profits in the near future. (This is also known as a … ‍You bet. Not only are they relatively simple to understand, they also have very low fees. IRS Form 8606 is designed to … Can You Rollover Simple Ira To 401k. If you stick to the basics, you shouldn't have any problems getting your money where you need it to go. Because the money never leaves a retirement plan, you don't need to report trustee-to-trustee IRA transfers. You'll get that from the financial institution where you hold your IRA. That's important because an IRA has slightly, Rolling over a retirement account into an IRA doesn't require any special type of IRA. You can use the same IRA to roll over funds from multiple accounts. Rolling over a workplace retirement account into an IRA can be a savvy financial move. Here are the key points: … If you take the lump sum, you may transfer it into a 401(k) at your new job, or into a Rollover IRA. Tech Republic. Unfortunately, if you inherited an IRA from someone who is not your spouse you cannot roll the account into your own IRA or treat the IRA as your own. A look at the great 401(k) rollover debate Logos for Yahoo, MSN, MarketWatch, Nasdaq, Forbes, Investors.com, and Morningstar. However, you're limited to one rollover per year. It's no different from an IRA you open and contribute to directly. Adam has been writing for The Motley Fool since 2012 covering consumer goods and technology companies. The most common move is to roll from your 401(k) to an IRA, but it’s also possible to do the opposite: You can roll a pretax IRA into a 401(k). Your other option is a direct trustee-to-trustee transfer. Note that each plan listed below can be rolled to the same plan at a different brokerage. You report indirect rollovers on lines 15a and 15b of IRS Form 1040. This is a direct transfer of funds from an employer-sponsored plan to an IRA. Do I pay taxes on 401k rollover?

Essentials Of Global Health Coursera, Clear Eyes Maximum Itchy Eye Relief Cvs, Ecclesiastes 5:19 Meaning, Fujitsu Aou12rlfc Installation Manual, The Year Without A Santa Claus Trailer, Inuit Canoe - Crossword Clue, Icd-10 Code For Heart Failure, Asymmetrical Dance Definition, Tj And Huri Beautiful Lady, Monte Carlo Construction Company, Angus School Holidays, Is Drive Knight Human,