nasa federal credit union credit card reviews

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July 30, 2019
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nasa federal credit union credit card reviews

NASA Smart. NASA Federal Credit Union is a well-established union, with many branches around the tri-area, and numerous ATM locations from coast to coast. Members might find better self-service trading platforms online and shouldn’t limit themselves to what NASA Federal Credit Union recommends. No. NASA Federal Credit Union reviews on a different website say that the service at one particular branch was horrible. NASA FCU has a long history of serving its members with excellent rates and products. NASA Federal Credit Union consumer reviews, complaints, customer service. While some NASA FCU cards offer unique perks, like 0% APR, secured cards, and rewards credit cards, most cards from the credit union have some of the same benefits. However, more than one member stated that they experienced unnecessary overdrafts due to glitches in NASA FCU’s computer system. Granted, this is only one customer’s experience at one particular location, but it’s good to keep this in mind before applying to be a member at NASA FCU. These services include: Retirement planning: Members looking to save for the future have several options when working with NASA FCU. Is NASA Federal a good credit union? Browse NASA FCU credit card offerings below. Visa Classic Credit Card: This card is for the person who wants to build up a credit history. Many customers report feeling satisfied with the products and services offered to them by NASA FCU. While you might think NASA Federal Credit Union would be in Cape Canaveral, the headquarters is in Upper Marlboro, … With just $2 in deposits, the federal credit union now has over $2.8 billion in assets, making it one of the largest credit unions in the United States. In this review, we'll cover NASA Federal Credit Union's checking, savings, CDs, money market, and IRA accounts and compare them against the competition. 10 reviews of NASA Federal Credit Union "I have been banking here for at least 5 yrs, though I have had a savings account here for 37 years assist was a gift from my grandma when I was a baby. Click to view AdvisoryHQ's, ► Get Featured on AdvisoryHQ. Before deciding which credit card is correct, members should do their due diligence by doing a NASA FCU review of all the credit cards’ rates, fees, and other terms and conditions. Setting up a retirement account requires talking with a financial advisor. NASA credit cards have exceptionally low interest rates, with even the higher APR considerably below the national average. Its. Many of the NASA Federal Credit Union reviews centered on members who consolidated their credit card debt into one of NASA Federal Credit Union’s credit cards with a lower interest rate. (adsbygoogle = window.adsbygoogle || []).push({}); Copyright © 2015-2021. NASA credit cards have exceptionally low interest rates, with even the higher APR considerably below the national average. It includes no monthly fees if an individual is a Gold, Silver or Platinum member. Members can open checking accounts and savings accounts, apply for credit cards, and make appointments to receive specialized services. It protects members from overdrafts by linking the checking accounts to a savings, money market or cash line of credit. Editorial Disclosure – The opinions expressed on BestCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. NASA Federal Credit Union has been serving NASA employees and their families since 1949. The card’s popularity stems from the Star Trek name, the exclusive Star Trek designs (including the Star Trek Enterprise), and the combination of that brand with the NASA name for science fiction fans. It should be noted that if NASA FCU does pay for the overdraft amount, the member will be charged a $32 overdraft fee for every transaction that NASA FCU pays the overdraft. Read real NASA FCU reviews written by Credit Karma members. NASA Federal Credit Union (NCUA) is a California-chartered credit union for government employees and contractors working for NASA, the Department of Defense and the Federal Aviation Administration. Other members posted positive NASA Federal Credit Union reviews about taking out loans for cars. The NASA FCU Visa Platinum Cash Rewards Card is a cash back rewards card that earns a solid 1.5% back with every purchase. Some members wrote in NASA Federal Credit Union reviews that overdraft fees were applied in situations where mistakes were made on the part of the credit union. Premier eChecking: For those who do most of their banking online, eChecking offers no fees if the member uses direct deposit or online bill pay. Refinance My Loan Get a New Loan Auto Insurance. Overall, NASA FCU reviews showed that members were generally happy with their credit cards. This card earns up to 2% cash back, … It offers retirement rollover accounts (401(k), 403(b), and 457), company pension accounts, and IRAs. Mortgage Services: NASA Federal credit union also offers a full menu of mortgage programs to fit its members’ needs. Since rates and terms vary, members need to speak with a NASA credit union mortgage specialist to see if they qualify. In addition to providing personal banking services, like checking and savings accounts, NASA FCU also offers financial services, such as loans, mortgages, retirement planning, insurance, and much, much more. Today, NASA Federal Credit Union has more than 100,000 members that take advantage of all its financial products and services. Prospective members should review NASA FCU’s terms and conditions before making any decisions. BestCards does not include all card companies or all card offers available in the marketplace. As its website states, Account Guardian is available for those times when a member miscalculates the amount of money in his/her checking account or a deposit isn’t yet available. Also review each firm’s site for the most updated data, rates and info. 24 NASA Federal Credit Union reviews. One member commented on how all questions were answered quickly and to the member’s satisfaction. Hughes Federal Credit Union Visa® Platinum Card. Tax Planning: While NASA Federal Credit Union does not offer in-house tax planning services, it does recommend members use a third-party CPA firm to help with everything from real estate transactions to tax advice on significant inheritance transactions and gift giving. Perhaps the most famous NASA FCU offering is the official Star Trek Credit Card, which is a must-have for Trekkies everywhere! “If you compare NASA Federal with other banks, the rates are a whole lot better! Interest rates can go as low as 10.15% APR. 45 Reviews. Personal Loans Home Loans Auto Loans. Where is NASA Federal located? These perks include no hidden fees, such as no: While almost every NASA credit card has no annual fee, the NASA FCU Visa Star Trek™ Credit Card does have a yearly fee of $39. Other banks try to hide fees, while NASA Federal is straight forward. Though there are exceptions where members felt that they haven’t been treated fairly, the credit union was responsive to the member’s needs. An appointment is required to speak with an advisor, and members can schedule their appointment on NASA Federal Credit Union’s website. Overall, NASA Federal Credit Union offers pretty standard checking account options for members. Mobile banking that’s fast, easy, and secure. Investment services: NASA Federal Credit Union offers investment services for members looking for increased returns on their money. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. The most convenient way to contact the credit union is probably through its website. Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. 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